3 months then month to month

To contact us:

Phone: 678-682-9700

Fax: 678-893-9088

Toll Free: 1-877-MattLocke (628-8562)

E-mail: Sales@MattLockeandAssociates.com

Vacant homes 3, 4, 6, 9, and 12 month policies

Georgia Vacant Home Insurance

Option 1-

Homes listed for sale and vacant (not fully earned)

Rental and Seasonal homes

Pricing is based on coverage levels needed, location of home, construction type, loss experience, and the owner’s credit.  This coverage is traditionally bound for 3 months and then is renewable on a month to month basis.  Un-earned premium is refundable.  Also, Premise Liability coverage of $300,000.00 is automatically included.

 

Coverage extends to the following risks:

 

 

 

 

 

 

 

 

Other structures receive comparable coverage too. Structures such as garages and sheds automatically receive coverage under this policy of up to 10% of the dwelling limit.

 

Requirements:

Structurally sound homes requiring minor cosmetic repairs are acceptable.

No broken or boarded windows

No unrepaired damage

Yard is relatively clean of debris

Prior losses may be acceptable and will require review.

Carrier will have to manually approve when previous coverage was cancelled/non-renewed or if there was no prior insurance. 

 

Added Options:

Corporate, Partnership, LLC name is Acceptable

Up to 15 separate policies are acceptable for a single LLC

Any age of home

Lower valued homes

No restrictions on Protection class 9 and 10

Insure to Market value

All homes are inspected

 

Reasonable Repairs Expense is included in the Policy

Automatic on every policy! If your customer’s home is damaged by a covered loss, and he needs to make temporary repairs to guard against further damage, American Modern will reimburse

for the cost of those repairs.

 

Personal Property Coverage (optional)

This optional coverage protects your customer’s possessions from all the perils listed in the policy.

 

Personal/Premises Liability (optional)

Because accidents happen, your customer could be held legally responsible for bodily injury or property damage that occurs on the insured’s property. This optional coverage would offer this

protection.

 

Vandalism& Malicious Mischief (optional)

Provides protection from damage caused by malicious intent.

 

Additional Living Expenses (optional)

A handy coverage for Owner-occupied homes. If the home becomes unlivable due to a covered loss, American Modern will reimburse your customer for any higher-than-normalcosts he

incurs for meals, lodging, and more.

 

Fair Rental Value (optional)

Customer’s renting the home to others may want to add this optional coverage which pays the fair rental value of the dwelling should a covered loss make the home unfit for normal use.

 

 

 

 

Call or contact us for more details

We also provide ATV insurance:

Georgia ATV Insurance

Scooters are becoming more popular due to gas costs.  Check out Georgia Scooter Insurance

Having a life insurance policy in place is important

True Term Life Insurance

We provide condo insurance at:

Georgia Condo Insurance

Landlord insurance needs can be provided at:

Georgia Landlord Insurance

Boat insurance needs? New low cost coverage for boats at-

Georgia Boat Insurance

 Great Auto Insurance Rates at:

Georgia Auto Insurance

 Do you have a Personal Water Craft or PWC? Check out our great rates at-

Georgia PWC Insurance

 We have the best rates for Georgia Harleys and other Cruiser style motorcycles

Georgia Motorcycle Insurance

 Have a Townhome or Town House that you need a new RATE comparison on?

Georgia Townhome Insurance

 Renters Insurance is key to protecting yourself. Check out Georgia Renters Insurance

 

Business Owners need Business Insurance… Check out Georgia Business Owner Insurance

 Business owner’s may need solutions for Group Health or other Employee Benefit solutions. Check out Georgia Employee Benefits